# Apply in minutes. No paperwork.

#### Get the cash you need to grow - fast, simple and built for ecommerce founders.

[See your offer](https://app.settle.co/sign-up/payers/product?interestedIn=working-capital&source_page=https%3A%2F%2Fwww.settle.com%2Fworking-capital)

### Funding Amounts

| Amount | Category               | Approved Date | 
| ------ | --------------------- | ------------- | 
| $1M    | Apparel & Footwear    | Nov 25        | 
| $5M    | Beauty & Personal Care | Oct 25        | 
| $2.75M | Pet Products          | Oct 25        | 
| $400K  | Food & Beverage       | Nov 25        | 
| $1M    | Health & Wellness     | Nov 25        | 
| $500K  | Bags & Accessories    | Oct 25        | 
| $12.5M | Home & Kitchen        | Oct 25        | 
| $1.4M  | Furniture             | Oct 25        | 
| $2M    | Health & Wellness     | Oct 25        | 
| $1M    | Beauty & Personal Care | Oct 25        | 
| $350K  | Beauty & Personal Care | Nov 25        | 
| $500K  | Beauty & Personal Care | Nov 25        | 
| $2.6M  | Apparel & Footwear    | Oct 25        | 
| $650K  | Home & Kitchen        | Oct 25        | 
| $750K  | Pet Products          | Oct 25        | 
| $1M    | Apparel & Footwear    | Nov 25        | 
| $5M    | Beauty & Personal Care | Oct 25        | 
| $2.75M | Pet Products          | Oct 25        | 
| $400K  | Food & Beverage       | Nov 25        | 
| $1M    | Health & Wellness     | Nov 25        | 
| $500K  | Bags & Accessories    | Oct 25        | 
| $12.5M | Home & Kitchen        | Oct 25        | 
| $1.4M  | Furniture             | Oct 25        | 
| $2M    | Health & Wellness     | Oct 25        | 
| $1M    | Beauty & Personal Care | Oct 25        | 
| $350K  | Beauty & Personal Care | Nov 25        | 
| $500K  | Beauty & Personal Care | Nov 25        | 
| $2.6M  | Apparel & Footwear    | Oct 25        | 
| $650K  | Home & Kitchen        | Oct 25        | 
| $750K  | Pet Products          | Oct 25        |

## Our Success

We've funded over $3B to thousands of eCommerce businesses. Brands who fund their growth with Settle grow faster - 300+%

> "We needed to get into more doors fast and then to get more SKUs on more shelves. Settle made it possible."  
> Derek Halpern, Co-Founder / Co-CEO at Truvani

[Read case study](https://www.settle.com/case-studies/truvani)

## Fast Funding

Most founders get funds in a few days

### Approval Ranges

Approvals from $20k to $15m

### Flexible Repayment

Choose terms from 30-210 days - with no percent of sales nonsense

### Founder Friendly

We don't ask for equity or ownership

## Settle vs Other Financing Options

| Feature                                              | Settle | Other MCAs | ABL | Bank Financing |
|-----------------------------------------------------|--------|------------|-----|----------------|
| Fast application & decisions                         |        |            |     |                |
| Flexible loan amounts from $20k–$15M                |        |            |     |                |
| Affordable rates                                    |        |            |     |                |
| No escalating APRs and/or prepayment fees          |        |            |     |                |
| No unused facility fees                             |        |            |     |                |
| Use as much or as little as you need                |        |            |     |                |
| Ideal for both seasonal and year-round borrowers     |        |            |     |                |
| Transparent repayment schedule                      |        |            |     |                |
| No personal guarantees or equity required           |        |            |     |                |
| No complicated monthly reporting                     |        |            |     |                |
| Use proceeds for inventory, marketing, and growth   |        |            |     |                |
| Finance your inventory before it lands              |        |            |     |                |

## Frequently Asked Questions

**How is Settle different than revenue-based financing or MCAs?**  
Settle provides fast funding with structured terms that benefit your cash flow without giving up equity.

**How fast can I get funded through Settle?**  
Most ecommerce brands are approved and funded within a few days—often in less than 48 hours.

**What types of ecommerce brands does Settle fund?**  
Settle supports consumer brands that hold inventory across various categories.

**How much financing can my brand qualify for?**  
From $20K up to $15M depending on sales volume and growth trajectory.

**Does Settle take equity or require a personal guarantee?**  
No, Settle provides non-dilutive financing, meaning you keep full ownership of your business.

**How does Settle's simple interest model work?**  
With Settle, you pay interest only on your outstanding balance, simplifying your cost of financing over time.