## What industries does Settle support? Settle supports CPG sub-verticals including Food & Beverage, Health & Beauty, Baby & Kids, Household Goods, Apparel & Accessories, Supplements & Wellness, Pet Products, and Home & Lifestyle. ## Is Settle an established company? Yes. Founded in 2019, Settle has helped thousands of ecommerce businesses, Shopify and Amazon sellers, and CPG brands scale. ## How does Settle make landed cost calculations easy? By unifying bill pay and procurement. Landed cost tracking starts when you issue a PO, with invoices automatically updating SKU-level landed cost including freight, duties, and shipping. ## What sales channels does Settle integrate with? Settle integrates with Shopify. ## Does Settle offer a free plan? Yes. The free Launch plan includes core inventory features and integrations. Paid plans add dedicated support manager, cash flow forecasting, advanced procurement and custom roles. ## How is Settle priced? - Launch: Free. - Accelerate: $199/month. - All plans include no transaction fees, unlimited seats, and no per-order costs. ## How does Settle's pricing compare to other systems? Unlike many finance and back-office platforms that charge per-user, pre-order or per-transaction fees, Settle pricing is flat: no per-user fees, no order-based pricing, and no transaction fees. Get started for free and upgrade as you grow. ## Which accounting systems does Settle integrate with? Settle integrates with QuickBooks Online, Finaloop, and NetSuite. ## Does Settle replace my accounting system? No. Settle complements your accounting system by managing operations data (POs, inventory, bills) and syncing it into QuickBooks, Finaloop, or NetSuite for reporting and compliance. ## Can Settle sync inventory directly with Shopify? We only sync landed costs (optional) to keep you informed about your inventory costs. Your product catalog is pulled from Shopify, so changes in Settle won't overwrite anything in your store. ## Does Settle support purchase orders with multiple shipments? Yes. You can split POs into partial shipments and record costs as goods arrive, while keeping the PO open until fully received. ## Can Settle handle volume-based pricing from vendors? Yes. Settle supports tiered vendor pricing for accurate landed cost calculations and ease of purchase planning. ## How does Settle help ecommerce founders and CFOs save time? Settle reduces manual work across procurement and AP by automating PO-bill matching, approval workflows, W-9/W-8 collection, PO creation, volume-based vendor costs, and bill itemization. Founders and CFOs save 10+ hours every week and gain clearer margin visibility. ## Can Settle also help finance my inventory purchases? Yes. Settle offers embedded working capital financing for large POs, seasonal inventory, and supplier payment terms without equity dilution. ## Grow on your terms ### Drive smarter decisions with accurate landed costs Get better margin visibility with instant, accurate landed costs. Confidently set prices, raise funds, and optimize your supply chain - positioning your brand for success. - Add additional expenses to your purchase order or work order to get accurate SKU-level landed costs calculated for you. - Monitor landed costs trends by SKU to analyze your brand’s cost efficiency over time. - Get monthly inventory valuations - no more manual adjustments or constant reevaluations. ### Order, track, and pay vendors without the hassle Manage your purchasing and payments in one place with a simple, organized workflow. Settle syncs with your accounting software to keep your books accurate and up to date. - Create purchase orders quickly with items from your catalog to reduce manual entry and mistakes. - Verify you received exactly what you ordered before approving payment. - Pay vendors by ACH, wire in USD or foreign currencies, or check. Use Settle Working Capital when you need added flexibility. - Prepay inventory directly from a PO and match that payment to the vendor bill when it arrives to keep everything fully reconciled. ### Tap into founder-friendly financing Access transparent credit terms, flexible repayments, and non-dilutive Settle Working Capital for scalable growth. Our AI-powered underwriting offers credit that grows with your brand. - Gain upfront clarity on available credit and financing terms with a set repayment schedule. - Keep more of your sales and pay interest only on funds you use with no daily remittances. - Choose which bills to finance and for how long, or repay early with no penalty. ## Powering the best in CPG See how Settle has transformed the financial workflows of brands like yours. It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now. 150+hours a year saved. 302-way matches a week. 600SKUs maintained. Cathryn Stenning Senior AP/AR Specialist at Branch ### Put our network to work Our ecosystem of trusted partners can support every part of your brand’s cash-flow stack. ### Accounting & Finance Don't have a CPA? We've got you covered. Our accounting and fractional CFO partners specialize in working with brands like yours.